Interpreting your score

There is no passing or failing score on the Money Mastery Stress Inventory. The inventory is simply designed to identify your areas of accomplishment and areas of need in the handling of money. The following is a guide for how you can use your score to help you get the most out the subsequent conversations in this course.

70–100 score: You are financially healthy. Your emphasis could be on planning your financial future. Tip: You may skim through the remainder of the material in this section and move directly to the budgeting course to check what tool might be useful for you.

50–70 score: Your financial behaviours are essentially sound, yet there may be some areas that are worth investing time and energy to improve. There are ways you can lower your financial stress. Tip: We suggest you read through this section and then go to the budgeting course. The information here may increase your confidence level and allow you to complete the budgeting course more quickly. You may want to pay particular attention to the retirement planning aspects of the budgeting course.

30–50 score: It is probable that you behaviours with money are contributing to significant financial stress. It is likely that you have made a good deal of progress in some areas. However, you will most likely find substantial relief from a focused effort to address your remaining challenges. Tip: You should derive great benefit from working carefully through this conversation before you begin the budgeting course. You may wish to read this material twice, once before and once after completing the budgeting course. It is likely that a focused effort will lower your stress and improve your outlook. Commit to the course and the use of the tools presented here for a minimum of 30 days until they become ingrained as habits in your daily life. This work, while perhaps frustrating at first, will be well worth the effort.

Below 30 score: You are almost certainly experiencing a great deal of financial stress. It is likely that money has often been a problem for you. Do not lose hope. Pay attention to your emotions, such as anger or despair. You may want to find a counsellor or a trusted friend with whom to discuss your financial fears.

Tip: The most important fact for you to keep in mind is that there are solutions for your money problems no matter how bad they are. Your circumstances certainly may be difficult, but don’t let them totally control you. A focus on finances and your daily physical health and emotions deserves a top priority in your life now. You can rapidly reduce your stress level by using the World Bank course tools for a minimum of 30 to 90 days. But one day at a time to start. This commitment can quickly instil new habits and attitudes, and reduce your sense of economic insecurity.


Money Mastery Debrief

Hopefully, you have survived the assessment and are still with us. Our financial status is rarely easy to face, for reasons we will discuss in “The Money Mastery Quick Results Course”

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“The Money Mastery Quick Results Course”

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